Exceptional Care,
Exceptional Perks
Rewards and benefits just for clinicians.
5% back on work expenses
2-3% back on everything else
80% less
interest
AI powered
payments
Exclusive access
and privileges
Up to 3 points per dollar
More points for paying student loans
80% less
interest
AI powered
payments
Exclusive access
and privileges
Up to 3 points per dollar
More points for paying student loans
80% less
interest
AI powered
payments
Exclusive access
and privileges
See the benefits
Rewards & Benefits
The best rewards in a card designed exclusively for clinicians.
For every $1 spent, earn:
2 points
2 points
when you pay your
balance in full
when you pay your balance in full
3 points
3 points
when you invite
your friends
when you invite your friends
Student Loans
250 points
250 points
for every student loan payment
for every student loan payment
for every
student loan payment
Eliminates and keeps you out of debt
Eliminates and keeps you out of debt
Eliminates and keeps you out of debt
80% less interest than competitors
80% less interest than competitors
80% less interest than competitors
AI powered financial coach
AI powered financial coach
AI powered financial coach
No annual or monthly fees
No annual or monthly fees
No annual or monthly fees
Cash Out
Cash Out
Cash Out
100 points = $1
100 points = $1
Save
Save
Save
Earn 5% interest on your points
Earn 5% interest on your points
Redeem
Redeem
Redeem
7,000 points
Retail value: $120
= 5%+ off everything
With these benefits, you can earn 5% back or more on your purchases!
The Fastest Way to Eliminate Debt
Student loan payments are back. Get on top of it now!
We help you stress less about your finances
and focus more on doing what you do best.
Earn 250 points per payment when you pay with Plannery.
Earn 250 points per payment when you pay with Plannery.
Earn 250 points per payment when you pay with Plannery.
Effortlessly enroll in the best repayment and forgiveness programs.
Effortlessly enroll in the best repayment and forgiveness programs.
Effortlessly enroll in the best repayment and forgiveness programs.
Transfer your personal loan and card balances to save up to $8,000.
Transfer your personal loan and card balances to save up to $8,000.
Transfer your personal loan and card balances to save up to $8,000.
80% Less Interest
Pay much less in interest than other credit cards. Here's how:
Below Market Rates
The APR offered is up to 50% lower than other cards
Preferential Rate
Preferential Rate
We further reduce the rate by 1% for making consistent payments
Installment Payments
Pay off your balance with installment payments over 3-12 months
Powered by AI to Make Smart Financial Decisions
We help you stress less about your finances and focus more on doing what you do best.
We help you stress less about your finances
and focus more on doing what you do best.
Payments are intelligently automated to minimize your chances of getting into debt, while ensuring you always have enough balance in your checking account.
Payments are intelligently automated to minimize your chances of getting into debt, while ensuring you always have enough balance in your checking account.
Payments are intelligently automated to minimize your chances of getting into debt, while ensuring you always have enough balance in your checking account.
Our companion app helps you understand your spending behavior and alerts you if you’re overspending.
Our companion app helps you understand your spending behavior and alerts you if you’re overspending.
Our companion app helps you understand your spending behavior and alerts you if you’re overspending.
Security & Privacy
Advanced fraud protection
Usage is kept private from your employer
Personal data remains confidential
Security & Privacy
Advanced fraud protection
Usage is kept private from your employer
Personal data remains confidential
Security & Privacy
Advanced fraud protection
Usage is kept private from your employer
Personal data remains confidential
Trusted by Clinicians
Plannery has been life changing. I’m so thankful to have a rising credit score, and a plan to be debt free in 3 years.
Jason, PA-C
Our Healthcare Advisory Team
John Danaher, MD
Elsevier
Karen Seagraves, PhD, MPH, NEA-BC
The Joint Commission
Founded from experience at:
Backed by:
Trusted by clinicians from:
Trusted by Clinicians
Plannery has been life changing. I’m so thankful to have a rising credit score, and a plan to be debt free in 3 years.
Jason, PA-C
Our Healthcare Advisory Team
John Danaher, MD
Elsevier
Karen Seagraves, PhD, MPH, NEA-BC
The Joint Commission
Naseema McElroy, RN, FNP
Financially Intentional
Founded from experience at:
Backed by financial institutions:
Trusted by clinicians from:
Trusted by Clinicians
Plannery has been life changing. I’m so thankful to have a rising credit score, and a plan to be debt free in 3 years.
Jason, PA-C
Our Healthcare Advisory Team
John Danaher, MD
Elsevier
Karen Seagraves, PhD, MPH, NEA-BC
The Joint Commission
Naseema McElroy, RN, FNP
Financially Intentional
Founded from experience at:
Backed by financial institutions:
Trusted by clinicians from:
Common Questions
Are there any fees?
There are no annual or monthly fees associated with the card. Fees for missed or returned payments will be announced soon.
Do I have to be in healthcare?
Yes, this card is offered exclusively to licensed or certified healthcare professionals.
What credit score do I need to be approved?
There is no set minimum credit score to qualify. In general, our goal is to have much broader eligibility than other credit cards because we focus specifically on healthcare professionals. We will determine the exact cutoff at a future time.
Applying does not affect your credit.
No matter your credit score, by applying, you'll reserve your spot on our waitlist and be eligible for rewards for referring your friends!
Can I transfer other balances to this card?
We offer debt consolidation, which integrates with the card. Qualified healthcare professionals can refinance balance of up to $15,000 their credit cards with Plannery and receive interest rates up to 50% below market. You'll see if you qualify once you apply.
Will applying affect my credit?
No, we do a soft pull on your credit report. This has no effect on your credit score.
How long does it take to apply?
It takes as little as 60 seconds to apply. All we need is your name, phone number, email, total income, and employment start date.
Are there any fees?
There are no annual or monthly fees associated with the card. Fees for missed or returned payments will be announced soon.
Do I have to be in healthcare?
Yes, this card is offered exclusively to licensed or certified healthcare professionals.
What credit score do I need to be approved?
There is no set minimum credit score to qualify. In general, our goal is to have much broader eligibility than other credit cards because we focus specifically on healthcare professionals. We will determine the exact cutoff at a future time.
Applying does not affect your credit.
No matter your credit score, by applying, you'll reserve your spot on our waitlist and be eligible for rewards for referring your friends!
Can I transfer other balances to this card?
We offer debt consolidation, which integrates with the card. Qualified healthcare professionals can refinance balance of up to $15,000 their credit cards with Plannery and receive interest rates up to 50% below market. You'll see if you qualify once you apply.
Will applying affect my credit?
No, we do a soft pull on your credit report. This has no effect on your credit score.
How long does it take to apply?
It takes as little as 60 seconds to apply. All we need is your name, phone number, email, total income, and employment start date.
We're Here to Help!
Our friendly staff are available to answer questions and guide you through your financial journey.
Call or text
We're Here to Help!
Our friendly staff are available to answer questions and guide you through your financial journey.
Call or text
We're Here to Help!
Our friendly staff are available to answer questions and guide you through your financial journey.
Call or text
- Cash Back
- Benefits
Exclusive access and privileges will be announced over time as we secure partnerships prior to launch.
Bringing your balance from other cards is subject to Plannery lending terms and conditions.
- Interest Rates
- Credit Limit
- Eligibility
- Other Disclosures