Pay less interest on your debt. Keep more for what you care about.

Plannery is the care plan for your money. Save on average $7,282 in interestⒶ. Money that can go towards an emergency fund, a vacation or college funds for your kids.
What’s Your Financial Goal?Looking for a Plannery loan? See rates

How Plannery Works

1
Tell us your goal
Choose what you're working toward, then answer a few quick questions so we can see where you stand. Under 5 minutes.
2
See what you could save
We show what your credit card and personal loan debt is costing you now, and what it could cost with Plannery.
3
Get to your goals sooner
Put the savings toward your goal and watch the date you reach it move closer. We will help you stay on track.

Connecting advice to action.

DebtIQ
Pay down credit card debt at rates about 22% below the market average.Ⓜ Plannery pays your creditors directly and you repay straight from payroll.
Learn more →
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DebtIQ
Save $7,282 in interest on averageⒶ
Qualified healthcare workers get an APR about 22% below the market average.Ⓜ
We pay your creditors directly
Plannery clears your high-interest cards and loans, leaving one simple payment.
It comes out of your paycheck
Repayment comes from your paycheck by direct deposit, so payments happen automatically.
S
$7,282
average interest savedⒶ
ScoreIQ
See exactly what is driving your credit score, and the steps that move it.Ⓒ
Learn more →
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Equifax
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ScoreIQ
See what’s moving your score
A clear read on the factors affecting your Equifax VantageScore® 3.0.Ⓒ
Know what to do next
Specific steps, ordered by what would help most.
Track your progress
See how your score changes over time.Ⓒ
ShiftIQ
Where available
Watch each extra shift move the date you reach your goal closer
Learn more →
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ShiftWizard
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WHERE AVAILABLE
ShiftIQ
Your shifts, in the plan
Connect your schedule so Plannery can see the pay that’s actually coming.
See what an extra shift is worth
Pick up hours and watch your goal date move closer.

Customers
love
Plannery

Brittany, RN
Brittany
RN
Its been a game-changerⓈ
“Not only has it helped me pay off my debt and save money, but it makes everything simple with one easy payment that comes right out of my paycheck”
Julie F, RN
Julie F
RN
Simple setup, lower rate
“I feel way less stressed about the interest I was going to have to pay. Plannery helped me find a lower rate, and that made a big difference.”
Aizel, Nurse Supervisor
Aizel
Nurse Supervisor
More money each paycheck
“The savings have been life-changing, and because of this financial relief, I feel much more secure and less stressed about my finances.”

Secure, accurate, and trustworthy.

Built exclusively for healthcare professionals
The Plannery financial coach is free to use, and the guidance is built around how healthcare pay actually works.
Your employer never sees your numbers
Your employer cannot see your individual financial information.
Connecting accounts is what makes it accurate
It is how Plannery gives guidance based on your real numbers, not averages. Your data stays private and secure.

Make progress today.

What’s Your Financial Goal?
Need Help? Contact us Here
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eSign Agreement
Plannery Lending DisclosureⓁ
‍Not all applicants will qualify. Loans are subject to approval and verification of credit and employment information. Rates and terms are subject to change without notice. Loan amounts range from $1,050 to $21,000, with repayment terms from 12 to 60 months. Annual Percentage Rates (APRs) range from 13.13% to 30.61%, as of June 15, 2026, based on creditworthiness and other factors. State minimum lending laws may apply. Loan minimums vary by state. Applications are for loans offered, made by, decisioned and owned by FinWise Bank, a Utah chartered bank.
Equifax Optimal Path DisclosureⒸ
‍The credit score shown is your Equifax VantageScore® 3.0, provided solely by Equifax. It is not a score from any other credit bureau and may differ from scores used by lenders. Any projected score changes or recommendations are based on Equifax modeling. Actual results may vary, as your credit score is influenced by many factors that can change over time. This feature is intended to serve as a guidance tool only, not a guarantee or final determination of your credit standing.
Time and Money Saved for individual customerⓈ
‍Estimated savings are based on a comparison of customers existing obligations and assumes acceptance of their Plannery loan offer, along with consistent, on-time payments. Savings are not guaranteed and may vary based on individual repayment behavior.
Customer TestimonialsⓉ
‍Testimonials are provided by real customers. No compensation or incentives were given in exchange for their feedback.
Average time and money saved with PlanneryⒶ
‍Averages based on Plannery loan offers for all loans funded since May 2024-June 15, 2026, calculated against each borrower's existing debts paid at minimum payments. Faster payoff and lower monthly payment are alternative outcomes; the average payment reduction of $141.77 a month applies to the 57% who lowered their payment. Individual results vary.
Below Market RatesⓂ
‍Healthcare workers who qualify with Plannery get an APR about 22% lower than the market average, roughly 5.4 percentage points
Average based on Plannery quoted APRs for applicants since Q3 2025-June 2026  who received an offer, compared with LendingTree average all-offer APRs by credit tier (Q4 2025 marketplace data). APR includes interest and fees. Savings depend on credit profile and terms. Not all applicants qualify
Plannery as an employee benefitⒺ
‍Plannery is an optional program, not a recommendation from your employer. Your employer gets no financial benefit from employees applying for or being approved for Plannery.
Time to see offerⓆ
‍Based on Plannery web applications completed in a single session from April 2025 to June 2026 who reached an offer. The median time from selecting goals to viewing a loan offer was approximately 3.2 minutes, with about 78% viewing their offer within 5 minutes.
Referral ProgramⓇ
‍You and your referral each get a $5 e-gift card when they sign up free for the Plannery AI coach (soft credit check, no score impact; no loan required). New healthcare-worker referrals only. You earn $5 for each qualifying signup, US residents 18+, excluding Washington. Ends September 30, 2026. Full terms: Referral Program Terms.